You will find a lot more at Riverview Bank! Finding a place to grow, contribute and make a difference is what you will find working with us its about you! We are looking for team members with vision, leadership, and that special can-do spirit. Riverview Bank strongly believes in investing in our team members, and in the communities we serve.

SUMMARY

This position is responsible primarily for analysis, monitoring and preparation of credit memorandums, criticized/classified loan memos and annual loan reviews for loan officers. Position is a support function to assist loan officers move loan requests through the approval process.

ESSENTIAL DUTIES

- - Works with existing clients and prospects as required to receive information as needed.

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``` - - Ensures that the financial analysis prepared by the Analyst Team is accurate.

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``` - - Analyzes financial spreads to determine if the loan requests meet Bank credit policy.

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``` - - Prepares credit memorandums, criticized/classified loan memos, and annual loan reviews in Credit Quest software program for lenders.

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``` - - Works with the Team Assistant to collect all necessary documents needed by the loan documentation team.

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``` - - Requests preliminary title reports, environmental reports and appraisals as directed by the loan officer.

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``` - - Analyzes borrowing base reports prepared by client and notifies loan officer of any discrepancies.

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``` - - Ensures timely and thorough monitoring of all credits through use of management reports such as Out of Compliance Report; Annual Loan Review Report; Delinquency Report and Maturing Loan Report.

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``` - - Understands and observes laws and regulations that relate to commercial lending.

Additional duties and responsibilities. Other duties as may be assigned:

- - Projects professionalism in both appearance and attitude when dealing with customers.

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``` - - Coordinates, when necessary, with other departments.

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``` - - Participates in and completes all required training modules with passing scores.

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``` - - Follows all state and federal laws, and all Riverview policies and procedures.

RELATIONSHIPS

- - Maintain strong working relationship with Commercial Loan Team Leader and peers in the lending area as well as other support areas.

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``` - - Maintains contact with clients to ensure that service levels are appropriate.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE

Bachelor's degree in a business, finance or related field is preferred, 2 or more years of commercial lending support experience, strong analytical skills, excellent communication skills, and knowledge of bank services, or equivalent combination of education and experience.

SKILLS

- - Ability to communicate with lenders and build strong working relationships.

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``` - - Ability to read, analyze and interpret business and personal financial statements and tax returns.

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``` - - Ability to understand bank lending policy and governmental regulations.

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