Dedicated Senior Lender I, Consumer and Mortgage Loan Administration, South Bend, IN

Job Category :Sales Requisition Number :DEDIC003372

Posting Details

- - Posted:October 7, 2024

• Full-Time

• On-site

• Locations Showing 1 location South Bend Main Office 100 N Michigan St South Bend, IN 46601, USA

Job Details

Description

POSITION SUMMARY Responsible for reviewing all consumer loan applications in assigned region and serves as first contact to lenders in reviewing consumer loans.

ESSENTIAL REQUIREMENTS

• Serves as first contact on all reviews for consumer loans in assigned region.
• Mentors and coaches lenders in assigned region to structure and cross sell consumer loans.
• Works with lenders in assigned region to book additional business by suggesting other loan opportunities to meet their branch and individual loan goals.
• Takes and reviews consumer loan applications in loan system (i.e., Decision Pro) to ensure they are accurate and complete.
• Reviews loan reports from loan system (i.e., Decision Pro) for those consumer loans that were approved, denied and undecided.
• Looks for upsell opportunities on approved loans as well as other opportunities for loans undecided or denied.
• Conveys company loan policies to junior lenders and mentors them to understand the loan decision.
• Delivers public presentations of 1st Source products/services individually or as part of a team at client's place of business.
• Represents the bank through community and professional involvement in groups and associations to develop contacts for potential business.
• Answers inquiries, handles service needs and provides consultative advice to internal clients.
• Actively participates in team meetings and works with banking center team to drive results in sales goals to meet individual and Banking Center goals.
• May teach retail loan classes as requested.
• Completes all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.

NON-ESSENTIAL FUNCTIONS Performs all other duties as assigned.

EXPERIENCE/SKILLS

• Four (4) - five (5) years of retail banking experience preferred.
• Customer service and sales oriented.
• Good PC skills--proficiency in Microsoft Office essential.
• Ability to handle multiple tasks in a fast-paced environment.
• Ability to protect the confidentiality/privacy of others as appropriate, as well as of company documents and records.
• High degree of attention to details.
• Good written and verbal communication skills.

EDUCATION Bachelor'sdegree preferred.

TRAVEL REQUIREMENTS Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT MS Office PC, fax, phone and standard office equipment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)