Business Banker III, South Bend, IN

Job Category:Business Banking Requisition Number:BUSIN003353

Posting Details

- - Posted:September 27, 2024

• Full-Time

• On-site

• Locations Showing 1 location South Bend Main Office 100 N Michigan St South Bend, IN 46601, USA

Job Details

Description

POSITION SUMMARY Responsible for the management of a portfolio of large sized business and complex accounts. Typically manages a portfolio from $25-$40MM.

ESSENTIAL REQUIREMENTS

• Analyzes and approves credits within prescribed limits; recommends action on credits in excess of loan limits.
• Documents bank/customer relationships and commitments.
• Retains and strengthens current relationships and seeks to develop new business.
• Reviews periodically the banks exposure and relative account profitability.
• Peforms financial reviews on a timely basis.
• Complies with banks loan policies and procedures and legal requirements.
• Must have valid drivers license.
• Completes all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.

NON-ESSENTIAL FUNCTIONS Performs all other duties as assigned.

EXPERIENCE/SKILLS

• Five (5) to eight (8) years Retail Banking or Business Banking sales experience preferred.
• Working knowledge of cash management products.
• Strong consultative sales and proactive calling skills.
• Good PC skills--proficiency in Microsoft Word and Excel essential.
• Strong verbal and written communication skills with the ability to communicate with all levels internally and externally.
• Ability to maintain effective relationships with internal service partners and customers in order to gain their trust and respect.
• Customer service oriented.
• Ability to handle multiple tasks in a fast-paced environment.

EDUCATION Bachelors Degree preferred; concentration in business, economics or finance.

TRAVEL REQUIREMENTS Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT MS Office PC, fax, phone and standard office equipment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)