The Analyst, BSA (EDD) performs Enhanced Due Diligence (EDD) reviews of Customers designated as “High Risk” in accordance with Oriental’s High Risk Customer Matrix. Reviews include extensive “Know Your Customer” procedures and detailed transaction analysis conducted for the purpose of identifying and managing High Risk Customers.

Such review is required to ensure Oriental’s compliance with BSA and USA PATRIOT Act regulations and Oriental’s policies and procedures to mitigate, detect and report suspicious activity. This position will be working hybrid and is based in San Juan, PR.

MAJOR DUTIES & RESPONSIBILITIES:

• Perform, analyze and document Enhanced Due Diligence (EDD) reviews of the Bank’s “High-Risk” customers in accordance with Oriental’s EDD Procedures and High-Risk Customer Matrix.

• Apply analytical skills to obtain an in depth understanding of business documentation for various business types and conduct detailed transaction analysis in order to ensure High Risk Customers’ profile, stated business purpose and source/use of funds are commensurate with transactional activity.

• Validate and document customer’s High-Risk designation or mitigating factors in order to establish periodic EDD review schedule.

• Identify unique risks which may be posed by High-Risk Clients and recommend controls to mitigate said risks via enhanced periodic review, specified Activity Monitoring Parameters and adherence to BSA/AML reporting requirements.

• Identify unusual activities and behaviors across multiple products, analyzing and assessing information and referring all transactions that may be indicative of potentially suspicious activity related to money laundering, terrorist financing, fraud, drug trafficking, tax evasion, for further investigation or reporting as outlined in Oriental’s BSA/AML procedures.

• Utilize understanding of complex customer types to assist Management with special projects when warranted.

• Follow all Bank policies and procedures, compliance regulations, and complete all required annual job-specific training.

• Other duties may be assigned.

  MINIMUM REQUIREMENTS:

• Bachelor's degree in business administration, criminal justice, or any other related discipline is required.

• One (1) year of relevant BSA/AML analysis, fraud, compliance, transactional, retail, banking, or operational experience required.

• Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities.

• Strong knowledge of BSA requirements and regulations policies, procedures, practices, and documentation highly desirable.

• Enhance Due Diligence experience including analyzing data, compliance, and conducting reviews preferred.

• In depth analytical thinking, and investigative skills with attention to detail and accuracy.

• Excellent written and verbal communication skills in both: English and Spanish required. Technical writing ability preferred.

• Ability to work effectively with individuals and groups throughout the organization.

• Understands bank operations, policies, and procedures.

• Must be proficient with MS Office Tools (Word, Excel, PowerPoint, Outlook, Teams, among others).

  Oriental is an Equal Opportunity Employer ( EEO Employer / Affirmative Action for Females / Disabled / Veterans )

Recruitment Privacy Statement (https://orientalbank.com/assets/pdfs/recruitment_privacy_policy_statement.pdf)

Compliance Posters

This may be the opportunity to change your life and take your career to the next level.

Oriental is a great place to work, grow and develop. Each employee is key in the company's success. Our team consists of an excellent group of people and we believe you could be one of them. We offer you the opportunity to work and be part of an organization that is dedicated to progress. We offer diverse employment opportunities that go from internships to executive positions. We recognize that our employees are the most important asset of our company, which is why we foster an environment of collaboration, based on trust and mutual respect. Our selection process promotes equal employment opportunity and does not discriminate on grounds of sex, color, age, social status, religious beliefs, veteran status or disability. Included is reference material including our recruitment privacy policy and any relevant labor laws we abide to:

Compliance_Posters / Labor Laws (https://orientalbank.com/assets/pdfs/compliance_posters.pdf)

Recruitment Privacy Policy Statement

Esta puede ser la oportunidad que cambie tu vida y lleve tu carrera profesional a otro nivel.

Oriental es un gran lugar para trabajar, crecer y desarrollarse. Cada empleado es nuestro factor clave en el éxito de la compañía. La mejor gente del mundo trabaja aquí y creemos que podrías ser uno de ellos. Oriental te ofrece la oportunidad de trabajar y ser parte de una organización que se dedica al progreso. En Oriental ofrecemos diversas oportunidades de empleo, que van desde internados hasta puestos directivos. Reconocemos que nuestros empleados son el activo más importante de nuestra compañía, es por esto que fomentamos un ambiente de colaboración, basado en la confianza, el respeto mutuo, al valorar las diferencias de cada empleado. Nuestro proceso de selección es uno que promueve la igualdad de oportunidades en el empleo y no discrimina por razón de sexo, color, edad, condición social, creencias religiosas, condición de veterano o incapacidad. A continuación material de referencia incluyendo nuestra política de privacidad y leyes laborales aplicables:

Afiches de Cumplimiento/ Leyes Laborales (https://orientalbank.com/assets/pdfs/compliance_posters.pdf)

Política de Privacidad de Reclutamiento