Our mission is to make higher education accessible and affordable for everyone. We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.

We build tools that help people feel in control of their financial future, including:

• Private student loans - low rates, people-first service, and flexible payments.

• Student loan refinancing - break free from high-interest rates or monthly payments.

• Scholarships - access to thousands of scholarships to help students pay less.

Earnies are committed to helping students live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together!

What makes an “Earnie” culture:

• Drivers – Drivers are satisfied by making things happen, not coming along for the ride. They feel a strong sense of ownership for their projects and teams and demand high standards from themselves and others.

• Humility – Humble team players check their egos and consider the team’s needs above their own. They are self-aware of their strengths and opportunities for improvement.

• Growth Mindset – People with a growth mindset approach challenges and failures as learning opportunities. They seek feedback to improve, give feedback to others, and genuinely want to perform well.

The Software Engineer position will report to the Engineering Manager.

As the Software Engineer, you will:

• Build customer-facing software products and solutions using React/Redux, Angular, Node.js, TypeScript, Sequelize, PostgreSQL, and Docker.

• Write unit and integration tests using Javascript, Node.js, Mocha, Chai, Sinon, and Sequelize.

• Document technical designs in Confluence using proven software design principles and diagrams.

• Troubleshoot, identify, and fix defects through standard techniques such as debugging, profiling, logging, log analysis via Splunk, tracing reproduction steps, and using tools such as FullStory to replay user sessions.

• Review and provide critical feedback on Product Requirements Documents (PRDs), Epics, and Stories written by Product Managers in JIRA.

• Onboard new engineers to the team by sharing best practices and keeping team documentation up-to-date.

Your Impact:

• Build the software that is revolutionizing consumer lending, automating the loan approval process, and orchestrating the transfer of billions of dollars.

• Your contributions to research, innovation, and thought leadership will position us as industry leaders, driving our organization's growth and success.

About You:

• 3+ years of professional experience building, shipping, and maintaining a framework-based Javascript single-page application (Angular, React, etc.) of reasonable complexity

• 1+ years of experience with responsive web development and mobile-first designs

• 1+ years of hands-on experience in development of highly performant services/microservices preferably in Node.js

• Interest in things that make us work better as a team, such as developing shared tooling and maintaining web best practices

• Familiarity with technologies such as Docker and NGINX

• Willing to travel to the Oakland office monthly to collaborate with other Earnies

Even better:

• Experience with native application development and/or frameworks such as React Native

• Experience working in the Financial Tech industry

Where:

• This role will be based in San Francisco, CA.

• While you’ll enjoy the flexibility of remote work, we also love to see our Earnies face-to-face! We ask you to join us at our Oakland office 3 times a month for team collaboration and some fun. It's a chance to connect, share ideas, and maybe even some coffee together!

#LI-DNI

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, and budget. This range may be modified in the future.

Pay Range

$154,000—$174,000 USD

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

• Health, Dental, & Vision benefits plus savings plans

• Mac computers + work-from-home stipend to set up your home office

• Monthly internet and phone reimbursement

• Employee Stock Purchase Plan

• Restricted Stock Units (RSUs)

• 401(k) plan to help you save for retirement plus a company match

• Robust tuition reimbursement program

• $1,000 travel perk on each Earnie-versary to anywhere in the world

• Competitive days of annual PTO

• Annual “my day”

• Pet insurance!

• Competitive parental leave

• Plenty of Earnest swag, in-person team gatherings, picnics, celebrations, and plenty of fun virtual events

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.