Job Description

In this role you will work as part of a team that acts as the central resource and driving force for US banking. As a member of the product strategy team for Oracle Banking solutions, you will contribute to the definition of product specifications and strategy to enable complete lending capabilities for our solution especially around origination and servicing (including collections) of loan products such as personal loans (secured, unsecured, debt consolidation), auto loans (direct and indirect lending), lines of credit, HELOC, student loans, and business loans (term loans, working capital loans, SBA loans, equipment financing, leasing etc.). Knowledge of US regulations and compliance around these products is required as you will need to define product specifications around functionality and compliance.

You will also be required to support sales and pre-sales teams in business development opportunities. You will need to initiate and foster relationships with other groups to ensure a holistic development of the lending product line. You will also review product documentation and collateral to ensure successful product releases based on corporate priorities.

Career Level - IC5

Responsibilities

• Provide consistent high quality and innovative leadership on lending product solutions by interacting with various stakeholders within Oracle and partners / clients when necessary. This includes loan originations, loan servicing, collections and recovery.

• Be a banking expert on loans and trusted advisor to the product organization by effectively influencing decisions across all software development life cycle stages.

• Analyze and understand customer management, all the various types of loans common in the North American market including regulatory practices. Have in depth knowledge of US Regulations around these products.

• Translate the above banking areas into business requirement documents for development.

• Knowledge of corporate loans and commercial loans such as Bridge loans, construction loans, commercial real estate loans, trade finance loans, invoice financing/factoring, and syndicated loans would be an added advantage

• Knowledge of facility management, limit management, loan pools, securitization etc. would help.

• Effectively apply Oracle’s methodologies, policies, and procedures.

• Develop and deliver high quality presentations and demonstrations, present and articulate product features, and benefits, and configure and test the overall solution that delight prospects and clients

• Demonstrate strong communication skills to deal with internal stakeholders, partners, customers, and senior management.

• Require business, product, technology, or industry expertise relevant to customer management, and lending

• Effectively manage budget, scope, schedule, resources, and quality throughout development by analyzing factors that influence outcomes such as risk, issues, and dependencies.

• Plan, manage and communicate the progress of projects, project achievements and maintain project status.

• Maintain up-to-date knowledge of and compliance with internal processes and procedures.

• Support the business development effort for new & expansion opportunities through scoping, solutioning & presentations.

• Promote knowledge by sharing lessons learned, innovations or new skills with team members

Disclaimer:

Certain US customer or client-facing roles may be required to comply with applicable requirements, such as immunization and occupational health mandates.

Range and benefit information provided in this posting are specific to the stated locations only

US: Hiring Range in USD from: $115,400 to $251,600 per annum. May be eligible for bonus, equity, and compensation deferral.

Oracle maintains broad salary ranges for its roles in order to account for variations in knowledge, skills, experience, market conditions and locations, as well as reflect Oracle’s differing products, industries and lines of business.

Candidates are typically placed into the range based on the preceding factors as well as internal peer equity.

Oracle US offers a comprehensive benefits package which includes the following:

1. Medical, dental, and vision insurance, including expert medical opinion

2. Short term disability and long term disability

3. Life insurance and AD&D

4. Supplemental life insurance (Employee/Spouse/Child)

5. Health care and dependent care Flexible Spending Accounts

6. Pre-tax commuter and parking benefits

7. 401(k) Savings and Investment Plan with company match

8. Paid time off: Flexible Vacation is provided to all eligible employees assigned to a salaried (non-overtime eligible) position. Accrued Vacation is provided to all other employees eligible for vacation benefits. For employees working at least 35 hours per week, the vacation accrual rate is 13 days annually for the first three years of employment and 18 days annually for subsequent years of employment. Vacation accrual is prorated for employees working between 20 and 34 hours per week. Employees working fewer than 20 hours per week are not eligible for vacation.

9. 11 paid holidays

10. Paid sick leave: 72 hours of paid sick leave upon date of hire. Refreshes each calendar year. Unused balance will carry over each year up to a maximum cap of 112 hours.

11. Paid parental leave

12. Adoption assistance

13. Employee Stock Purchase Plan

14. Financial planning and group legal

15. Voluntary benefits including auto, homeowner and pet insurance

The role will generally accept applications for at least three calendar days from the posting date or as long as the job remains posted.

About Us

As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s problems. True innovation starts with diverse perspectives and various abilities and backgrounds.

When everyone’s voice is heard, we’re inspired to go beyond what’s been done before. It’s why we’re committed to expanding our inclusive workforce that promotes diverse insights and perspectives.

We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity.

Oracle careers open the door to global opportunities where work-life balance flourishes. We offer a highly competitive suite of employee benefits designed on the principles of parity and consistency. We put our people first with flexible medical, life insurance and retirement options. We also encourage employees to give back to their communities through our volunteer programs.

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Disclaimer:

Oracle is an Equal Employment Opportunity Employer*. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law.

* Which includes being a United States Affirmative Action Employer