Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a close-knit and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it all the right way (from technology infrastructure to modern marketing to customer experience).

The anticipated salary range for this role is between $182,000.00 and $260,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products.

It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.

SUMMARY:

Consumer Banking Attorney, member of the Bank’s Legal Department, providing analysis and counsel on legal and policy issues in the Bank related to digital consumer banking and consumer regulatory matters.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

• Providing legal support to consumer digital banking product business teams, operations and new product development.

• Advising internal clients on consumer regulatory compliance matters related to consumer banking, such as Regulation Z, FCRA, FDCPA, Truth in Savings, Truth In Lending Act, E-Sign, privacy, and consumer protection laws and regulations.

• Drafting user terms and conditions, agreements and disclosures for online consumer bank platforms.

• Identifying and evaluating compliance and other regulatory matters related to consumer banking.

• Preparing analyses of various federal and state laws and regulations, including impact on the business.

• Assisting with day-to-day compliance issues for the operational staff.

• Assisting with regulatory examinations by federal and state regulatory agencies.

• Performing other legal-related duties for the Bank as assigned by General Counsel and based on career growth interests.

POSITION SPECIFICATIONS:

• Admission to a state Bar, preferably California but other states also considered.

• 10+ years minimum experience in a major law firm, in-house and / or government agency with digital consumer banking experience

• Broad familiarity with federal and state consumer banking laws and regulations (e.g.,

• FDIC, CFPB, etc.) and consumer deposit and loan products required.

• Experience working with regulators preferred.

• Ability to issue spot, assess risks and solve problems, providing practical advice and solutions.

EOE STATEMENT

We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

CCPA DISCLOSURE

Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.