This is a job for Community Dev. Mortgage Loan Originator position with the company located in Ocean Springs, MS area.

Job Summary: Under general supervision, the mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners. This Mortgage Lender will be responsible for participating in the areas Community Reinvestment Act lending activities by making joint calls with the Bank CRA Coordinator and be responsible for community outreach in our Low to Moderate Income areas.

Responsibilities: Solicit business from potential and existing customers (outside and inside business location). Interviews loan applicants and processes loan applications for both purchase and refinance transactions. Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs. Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting. Works closely with the processor and underwriter to address any underwriting issues and get closed. Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and making sure their pipeline meets the banks requirements. Provides and maintains a professional, business-like atmosphere within the organization. Represents the financial institution in public relations activities and community affairs.

Qualifications:

Thorough understanding of all loan programs and closing costs. Have a good understanding of FHA, VA and conventional underwriting guidelines for all loan investors. Must be able to meet strict time deadlines and work independently under pressure. Must be detail oriented and able to follow set guidelines. Possess ability to sell oneself to potential customers and referral partners. Excellent written and verbal communication skills.

Equal Opportunity Employer -- minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.