In order to be considered for this position you must apply online at: *https://www.isabellabank.com/about-us/careers.html*

Position Title: Credit Manager

Reports To: Chief Credit Officer

General Purpose:

Perform all facets of credit analysis while maintaining a focus on accuracy and timely delivery.

Responsibilities:

• Oversees the Credit Department team.
• Mentor and train Credit Analysts providing constant feedback and timely completion of performance reviews.
• Spreading of financial information and cash flows on current and prospective customers.
• Developing loan proposals for credit requests of current and prospective customers. Loan proposals to include a detailed cash flow analysis, collateral analysis and all other analysis pertaining to the strengths and weaknesses of the applicant.
• Ensuring the timely and accurate completion of loan proposals and spreads completed by credit analysts.
• Review loan proposals and spreads completed by the credit analysts.
• Complete various reports to be reviewed by senior management and various committees.
• Attend loan committee meetings and review minutes for accuracy.
• Continue to seek improvement of credit and supervisory skills through seminars and training sessions.
• Assumes additional responsibilities as required.

Qualifications:

Education/Experience

• Bachelor's Degree required preferably in Accounting or Finance
• Minimum of 3 years credit experience required
• Supervisory experience preferred

Skills

• Strong written and verbal communication skills
• Computer skills: especially Microsoft Office

• Strong attention to detail -- with the ability to adapt to a fast paced work environment

   

Benefits:

• Medical - Full Time
• Dental - Full Time
• Vision - Full Time
• Life Insurance
• 401K with company match
• Paid Time Off and Paid Holidays

Isabella Bank is an AA/EEO employer.