JOB REQUIREMENTS: Job Description Overview Under the guidance of the SVP Commercial Banking Relationship Manager, the Portfolio Manager is responsible for ensuring timely reviews and renewals of commercial loans. They are also responsible for interim monitoring of covenants and other conditions of credit as applicable and will periodically accompany RM on business development calls or attend client meetings. KEY RESPONSIBILITIES Position Specific Responsibilities Demonstrates full and complete understanding of JFG loan policies and procedures. Provides accurate financial and statistical analysis as well as sound risk assessment of new and existing bank customers. Ensures that annual loan maturities and renewals are completed to avoid administrative past due loans. Performs periodic reviews for clients where more frequent monitoring is warranted (i.e., criticized loans, adverse actions, watch list, etc.). Works with RM\'s to research and resolve situations where changes in loan structure may be necessary due to borrower, market, or industry changes. Responsible for due diligence and review of loan documentation. Manages \"tickler\" reports for assigned portfolio and of the RM\'s assigned to assist. Is jointly responsible with RM to enhance the customer experience so JFG is viewed as the \"First Choice,\" value-added, and trusted financial services provider. As you grow in your role: You will be assigned a sales goal to grow, cross-sell, and deepend existing client relationships within assigned portfolio. You may manage more complex client relationships and be the primarly officer assigned to specific realtionship as applicable. Job Requirements: 2 to 4 years credit analysis or underwriting experience required. Working knowledge of lending policies and procedures, principles, and philosophy. Demonstrated experience in effectively writing/reviewing loan presentations that identify key risks and mitigants as well as conducting cash flow analysis and collateral evaluation. Demonstrated experience utilizing credit software to capture credit applications; above-average PC skills including MS Office Applications (Word, Excel). Good oral and written communication skills. Ability to make timely, sound recommendations to senior management while ensuring bank policies and procedures are met. Working knowledge of general business and industry trends, risk management, etc. Bachelor\'s degree preferred. For more information on JFG\'s culture and diversity efforts, including our employee resource groups, please visit our Career Website. Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities ***** APPLICATION INSTRUCTIONS: Apply Online: ipc.us/t/9DD3D38EB1EC492C