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WINTRUST FINANCIAL CORP CRA Loan Originator - 241178 in KENOSHA, Wisconsin

JOB REQUIREMENTS: DESCRIPTION/RESPONSIBILITIES: What You\'ll Do: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front-line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business. Benefits: Medical Insurance * Dental * Vision * Life insurance * Accidental death and dismemberment * Short-term and long term Disability Insurance * Parental Leave * Employee Assistance Program (EAP) * Traditional and Roth 401(k) with company match * Flexible Spending Account (FSA) * Employee Stock Purchase Plan at 5% discount * Critical Illness Insurance * Accident Insurance * Transportation and Commuting Benefits * Banking Benefits * Pet Insurance From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago\'s Bank and Wisconsin\'s Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law. ***** OTHER EXPERIENCE AND QUALIFICATIONS: Qualifications: * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting, and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills are required. * Pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * High School Diploma or equivalent * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Minimum two years of mortgage loan origination/sales experience * Ability to travel ***** APPLICATION INSTRUCTIONS: Apply Online: https://ars2.equest.com/?response_id=66cf327adb6384cf596a7fdae9ad62d9 Other: Applicants ONLY to apply via URL link provided!

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