Job Information
NBKC Bank Loan Originator in Kansas City, Missouri
Summary Description
We are currently looking for an experiencedLoan Originatorto join our mortgage sales team.
This position will have the opportunity to work @Flex, a combination of both in the office and at home or @remote, fully remote. Candidates must be located in Kansas or Missouri and be able to be onsite at our Kansas City location for training and regular meetings.
Check out more details below.
What youll do
- Consult and service customers via lead generation program or referral sources.
- Interview applicants to develop information concerning mortgage needs.
- Obtain and analyze pertinent financial and credit information and determines which loan option best fits applicants needs and circumstances. Pre-qualify applicant, negotiate rates, terms and conditions of the loan.
- Enter mortgage application in full accurate detail in the origination system. Obtain automated underwriting decision through appropriate system. Advise applicant of disposition and arrange for documents required from the automated underwriting system (AUS).
- Ensure the timely preparation and delivery of all forms and legal disclosures as required by regulatory guideline.
- Maintain complete, detailed and accurate knowledge of investor program guidelines and agency guidelines to minimize credit and/or rate risk to the Bank and ensure that all loan applications are originated, developed and closed in a timely and professional manner.
- Follow all applicable laws and regulations.
- Perform other duties and projects as assigned.
What youll bring
- 1-2 years of sales experience (mortgage lending industry experience, preferred)
- General knowledge of related regulations, mortgage products, and requirements
- High school diploma or GED required
Bonus Points
- Strong sales techniques
- Sounds judgement and decision-making abilities
- Organized, able to prioritize and meet established deadlines and goals.
- Proven business development skills
- Must have excellent verbal and written business communication skills
- Must have solid computer skills
Benefits and Perks
- Choose from one of our multiple comprehensive health care plans that best suits you and your family where you are in life right now. (HSA, FSA, PPO - we got you covered!)
- Save more for your future with our 401k retirement savings plan with a generous match and immediate vesting from nbkc. Now thats a sweet deal!
- Enjoy 4 weeks of paid time off, 12 paid holidays, Birthday PTO, and 8 paid volunteer hours per year
- Spend time bonding with your family with paid parental leave options.
- Take advantage of our awesome wellness programs which include a wellness reimbursement account and an on-site gym facility.
- Flexible work options to allow you to do your job and live your life (Work-Life Integration for the win!)
- Enjoy anniversary awards for your 3- and 5-year anniversaries (Thats serious cash money towards your retirement account, student loan refinancing or your HSA).
- Take a 4-week paid sabbatical for your 10-, 18-, and 25-year anniversaries
About nbkc bank
nbkc isnt your average bank. We take your traditional financial institution and make it better.
We know what we offer our customers is only as good as the people behind the scenes who keep it going. Thats why we make sure youre supported and encouraged along the way. Youll work with some awesome, intelligent, and diverse people in a fun and forward-thinking environment and accomplish plenty of things youll wanna brag about.
nbkc is deeply committed to diversity, equality, and inclusion in all its practices, especially when it comes to growing our teams. We aim to build a company whose culture promotes inclusion and embraces how rewarding it is to work with employees from all walks of life.
Our customers love us too. We know that our 5-star reviews are a direct result of our employees feel ng supported, valued, and invested in everything they do at nbkc.
Were pretty proud to work here and we know you will be too!
Join us to find out!
nbkc bank is an Equal Opportunity-Affirmative Action Employer - Minority/Female / Disability / Veteran / Gender Identity / Sexual Orientation
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