Credit Risk Review Associate

The Credit Risk Review Associate supports the Commercial Loan Review function by primarily performing loan level credit risk reviews on loans/leases within various commercial portfolios assessing the appropriateness of risk ratings, quality of underwriting, and adherence to stated policies and guidelines.

Key Responsibilities and Duties

• Evaluates credit risk of business activities and specific loan exposures to ensure compliance with related policies, procedures, limits, ratings, and guidelines.

• Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relation to credit risk profiles and trends.

• Collaborates within the team and broader organization to ensure consistency in processes, assumptions, definitions and methodologies.

• Supports Commercial Loan Review documentation, reporting, or other departmental functional needs as directed.

Educational Requirements

• University (Degree) Preferred

Work Experience

• 2+ Years Required; 3+ Years Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level

6IC

• Evaluates credit risk of business activities and specific loan exposures to ensure compliance with related policies, procedures, limits, ratings and established guidelines

• Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights in relation to credit risk profiles and trends

• Collaborates within the team and broader organization to ensure consistency in processes, assumptions, definitions and methodologies

• Supports Commercial Loan Review documentation, reporting, or other departmental functional needs as directed

• 2 years commercial credit underwriting, loan/lease structuring or loan review required (3 years preferred)

• Equipment finance experience preferred

• University (Degree) preferred

Posting end date: 11/22/24

#LI-Hybrid #LI-CM1

Job Seeker Notice

EverBank, N.A. ("EverBank") is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

EverBank's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

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Member FDIC

Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)

Pay Range $80,800 - $109,200

EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.