Job Information
Zions Bancorporation Commercial Banker - Fresno CA in Fresno, California
As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.
We are looking for an experienced Commercial Banker in Fresno, CA. This role focuses on acquiring and servicing C&I commercial loans, commercial real estate loans and bank services in accordance with individually established business development goals.
Essential Functions:
Acquires, manages, and services companies with revenues between $20-200MM (in general) seeking commercial loans, commercial real estate loans, bank and PWM-based services in accordance with individually established business development goals.
Strong business development, interpersonal communication, internal and external relationship focused.
Achieves annual Managed Portfolio Growth goals.
Demonstrates clear understanding of risk management and covenant tracking procedures.
Responsible to make presentations regarding bank products and services to prospective clients and company principals, perform underwriting functions and continually monitor credit quality.
Ideal candidates are initiative-taking and seek an environment where strategic collaboration is desired.
Other standard Middle Market practices or duties as assigned.
Qualifications:
Ideal candidates have a Bachelor's degree in business, accounting, finance, marketing or a related field.
Consideration given to 6+ years work history in a commensurate Middle Market Relationship Manager role.
Must have at least 6+ years Middle market lending and business development expertise.
Strong credit underwriting skill set, needs to know how to take a deal from beginning to end.
Knowledge of bank products and commercial lending techniques and procedures.
Ability to expand loans, client relationships and cross sell bank products.
Familiarity of the sales, loan processing and closing processes.
Strong underwriting skills in C&I and CRE ideal.
Ability to interview loan applicants and have good perceptive on character judgment.
Ability to structure loans and monitor credit performance.
Working knowledge of software applications, including MIS, word processing and spreadsheets.
Benefits:
Medical, Dental and Vision Insurance – START DAY ONE!
Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits, including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
This position is eligible to earn a base salary in the range of $125-184K Base + incentive. Pay depends on job-related factors such as level of experience.
Req ID: 064789
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
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Zions Bancorporation
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