Job Description

• Manage transaction annual review and quarterly review process in partnership with the first line of defense (relationship and product partners).

• Provide review and challenge for annual and interim reviews of credit applications through careful analysis and assessment of information provided and taking a holistic view of the risks. Focus on understanding the client’s financial strength, investment objectives, risk tolerance, investment/collateral portfolio characteristics, etc

• Approve and make recommendations for approval to risk SCOs for the approval of transactions, annual reviews, quarterly reviews and CCRs. The candidate will also be assisting risk SCO L2 and other senior risk SCOs when they are the primary approvers.

• Manage and maintain a portfolio of credit exposures to Citi's North American Wealth clients

• Assist with portfolio management activities, including limits, stress testing, portfolio reviews, and regulatory requests

• Participate as directed in working groups, forums, special projects, etc whether as an active member or when asked to lead initiatives

• Assist with periodic BICR, internal audit and regulatory reviews

Job Qualifications

• Previous work experience in risk management with a large banking institution supporting Wealth portfolios

• Strong understanding of credit risk analysis

• Strong understanding of collateral analysis

• Ability to work within the bank’s Credit Risk Management framework, policies and procedures

• Proven strong analytical and credit analysis skills with good attention to detail and ability to provide big picture decision making

• Familiarity with traded products, e.g. fx and derivatives

• Ability to conduct business due diligence and assess a counterparty’s financial strengths

• Independent problem solving skills, ability to prioritize and meet deadlines created due to business needs

• Strong written and verbal communication skills with the ability to present analysis and recommendations in a succinct manner to senior risk managers

• Ability to synthesize, prioritize and deliver results with urgency

• Bachelor’s degree in Business Administration, Finance, or Economics preferred

• 6 – 8 years credit risk or relevant experience, preferably gained at either Citigroup or at a major financial institution

• An MBA, CPA, CFA or formal Credit Training is a plus

• Formal credit officer approval authority experience is a plus. Candidates should be seeking or are expected to seek an SCO title.

Education:

• Bachelor’s/University degree, Master’s degree preferred

Job Family Group:

Risk Management

Job Family:

Portfolio Credit Risk Management

Time Type:

Full time

Primary Location:

Fort Lauderdale Florida United States

Primary Location Full Time Salary Range:

$134,960.00 - $202,440.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date:

Feb 20, 2025

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .

View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

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View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.