JOB REQUIREMENTS: Description As a Fraud Specialist at Summit, you will play a crucial role in detecting, preventing, and investigating new account and deposit fraud. Your responsibilities will include processing return deposit items and reviewing new account reports to identify fraudulent activities. You will also be responsible for identifying and communicating fraud trends to the Senior Fraud Investigator and the Manager of Card Services and Fraud for potential mitigation strategies. Summit is proud to be recognized as a top workplace, earning accolades for our outstanding workplace culture and commitment to employee satisfaction. Join our award-winning team and contribute to a company that values innovation, excellence, and a supportive work environment. Essential Functions Monitor, investigate, and process returned check deposit items (RDI) Process member adjustments and re-deposit RDI items that qualify If required, create SAR for accounts within regulatory time frames Report negative accounts to appropriate agencies and internal departments, within defined time frames Maintain daily fraud tracking for deposit return items processed based on branch or mobile deposit platform Be the expert on compliance and timing requirements for RDI\'s Key contact for Large Dollar Return Item Notification Review Sentry alerts and Qualifile reports for suspicious and or negative accounts and make recommendation to Senior Fraud Investigator for closure. Create monthly report for accounts opened outside of the CU guidelines for monthly reporting by Fraud Analyst Work with branches, contact center, and member to review account activity to identify account take over, identity theft, elder abuse, or possible scam. Proceed with appropriate account maintenance and reporting based on situation Work with members and branch staff on accounts that have identified fraud and completed an Affidavit of Forgery Responsible for review of the daily Truechecks file Review and decision checks presented in file Complete maintenance and send proper member notification to help mitigate loss for the member and credit union Review Zelle fraud notifications that are received and reply with findings; update credit union account based on your finding Maintain knowledge of all credit union products and services. Understand and is accountable for executing all job functions in a way that is consistent with the requirements of BSA, OFAC, and USA Patriot Act/Customer Identification Act (CIP). Note: Failure to comply with requirements may be subject to strong disciplinary action, up to and including termination by the credit union, as well as, civil and criminal penalties. Additional Functions Provide back-up support for various Operations Support department functions performed within the card... For full info follow application link. Summit Credit Union is proud to be an Equal Opportunity and Affirmative Action Employer of Veterans, Minorities and Individuals with Disabilities. ***** APPLICATION INSTRUCTIONS: Apply Online: ipc.us/t/0FC80A4829DE42AC