JOB REQUIREMENTS: Description Responsible for analyzing business loan requests to develop thorough and objective credit presentations while ensuring the bank\'s lending policies are followed. Includes analysis of business and personal cash flow and financial statements, comparison with industry trends and/or projections, understanding of collateral requirements and reviewing collateral valuations. These responsibilities also include establishing necessary monitoring reminders to ensure financial requirements are followed. Primary focus will be on preparing credit presentations for purchases, borrowing base commercial and industrial loans and complex relationship and guarantor structures. In addition, performing peer reviews and complete financials spreads. Expected Outcomes Credit presentations are prepared and analyzed to ensure a high quality, accurate assessment of the credit can be determined that identifies strengths and weaknesses of the request. Timely credit presentations are prepared and analyzed for new money loans and complex lending structures excluding the top 25% of the portfolio Annuals reviews are completed in the first 10 months of the year to allow the credit union to foresee any potential risk of loss Financial documents are received, spread, and reviewed; where applicable, credit concerns are noted and escalated. Provide support to the Business Credit Analyst 1 team members by assisting with renewals. Credit presentations prepared by Business Credit Analyst 1 team members are reviewed; coaching and recommendations are made to improve the quality of presentation and education for the team members. Capability Requirements Bachelor\'s degree in finance, Accounting, Economics, or related field of study Three or more years of commercial credit analysis or commercial credit underwriting; or combination of applicable work experience and education Solid understanding of financial statements including but not limited to tax returns, profits & loss statements, balance sheets and other business financials. Awareness of laws and regulations that govern lending and accounting practices. Professional well developed interpersonal and communication skills essential for interacting with credit union staff and members. Ability to work effectively in a team-based environment with a variety of personalities. In-depth mathematical skills required (calculations and concepts involving decimals, percentages, fractions, dividend, interest, payoff, and equity calculations etc.). Strong attention to detail with the ability to work efficiently and accurately under pressure and meet deadlines. Ability to plan, prioritize and organize work effectively, make logical decisions and carry out decisions. Working knowledge of Microsoft Word, Outlook, and intermediate... For full info follow application link. Summit Credit Union is proud to be an Equal Opportunity and Affirmative Action Employer of Veterans, Minorities and Individuals with Disabilities. ***** APPLICATION INSTRUCTIONS: Apply Online: ipc.us/t/24F5D11CC1C74F63