Description

The Deputy General Counsel (Consumer Banking) is a position within Huntington National Bank’s legal department responsible for providing legal advice to the President of Consumer & Regional Banking business segment on laws and regulations affecting consumer banking, including the bank’s branches and digital banking channels, deposit, credit card, mortgage and insurance products, and retail lending originations and servicing activities. This individual will work with management throughout the bank to advise on strategic initiatives and effectively address legal and regulatory matters associated with the bank’s products and services.

Duties and Responsibilities:

• Lead and develop a team responsible for providing legal advice on all laws, rules and regulations impacting consumer banking, including the bank’s deposit, credit card, mortgage, insurance and lending products, digital and branch banking channels and all consumer and commercial lending origination and servicing operations and activities

• Support the development and implementation of consumer banking products and services; maintain a holistic view of the legal and risk positions relating to these products taken across different lines of business

• Partner with banking product and business development teams in the negotiation and drafting of commercial agreements with partners, vendors and other third parties

• Provide expert advice to senior management concerning laws, rules, and regulations affecting the bank’s products and services, including regulations issued by the Federal Reserve, FDIC, CFPB, and other federal and state regulatory agencies

• Advise the Real Estate business on consumer regulations governing mortgage origination and servicing, including Truth-in-Lending Act (TILA); Real Estate Settlement Procedures Act (RESPA); Equal Credit Opportunity Act (ECOA); Home Mortgage Disclosure Act (HMDA) and the Fair Debt Collections Act (FDCPA);

• Advise on a range of client-related agreements, disclosures and procedures, including in relation to deposit and credit relationships and consumer regulatory compliance.

• Monitor and advise business partners and legal colleagues on relevant legislative and regulatory changes

• Further the business of the Legal Department by participating in, or leading as appropriate, various projects and initiatives designed to address department-wide priorities.

• Provide legal counsel on state and federal legal and legislative developments, Interstate and State-federal cooperative agreements and Memoranda of Understanding, and legal implications of public policy developments and initiatives affecting state-regulated financial services.

• Work with partners to draft a variety of loan related documents, including loan agreements, modifications, extensions, and waivers.

• Proactively identify areas of potential risk and develop strategies to mitigate risk and educate relevant staff.

• Develop subject matter expertise and collaborative working relationships to provide ongoing strategic advice and guidance on Consumer and Regional Banking;

• Collaborate with other functional partners to ensure appropriate awareness of issues as they arise and assist in resolving matters and driving forward initiatives

• Advise and collaborate with colleagues across the Legal, Risk, Compliance and Controls Departments

• Handle escalated matters, projects and initiatives from various areas, including areas that have firm-wide and cross line of business coverage

Basic Qualifications:

• 15+ years of legal practicing experience at a law firm, financial institution, government agency, insurance company, regulator and/or self-regulatory organization with demonstrated financial services experience.

• 15+ years experience in Banking or financial industry, including laws related to banking regulations

• 5+ years experience managing a Legal team, recruiting talent and developing great leaders.

• Experience supporting complex, custom transactions

• Knowledge of banking laws and regulations, especially consumer laws and regulations, supporting risk and compliance functions within a bank.

• Licensed to practice law and a member in good standing in the state/jurisdiction in which the position is based or otherwise in compliance with the in-house counsel registration rules of that state/jurisdiction.

• Proficient in handling a large number of issues and competing priorities in a fast paced and rapidly evolving environment.

Preferred Qualifications:

• Team player who can work effectively throughout the organization to develop great relationships and drive Huntington’s Category of one culture.

• Ability to understand business needs and partner with key stakeholders to create solutions.

• Excellent influencing, consulting, and communication skills (verbal and written) with the ability to interact effectively and professionally at all levels.

• Role model and support Huntington’s mission and values.

• Ability to effectively work in a matrixed organization with colleagues across various reporting structures.

• Demonstrated leadership capabilities and the ability to manage and mentor.

  Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Hybrid

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position