Job Description

A local community bank is seeking to hire a full time Commercial Credit Underwriter that will sit hybrid onsite in Columbus or Marion Ohio. The position of Commercial Credit Underwriter is responsible for analyzing credit information on current and potential borrowers, determining the advisability of granting credit for diversified types of loans, assisting loan officers in completing financial analysis and underwriting of loan requests, with the primary objective of maintaining and protecting the banks asset quality. Present loan analysis to Loan Committee and Board of Directors. Interact and work collaboratively with loan officers and loan staff.

Essential Duties and Responsibilities:

 Review and analyze financial statements, tax returns, and projections supporting commercial loan presentations.

 Possess sufficient working knowledge of tax returns and financial statements of all kinds and demonstrate desire and ability to keep up with new developments in tax issues and financial analysis.

 Conduct underwriting review of commercial loan presentations.

 Actively participate in presentation and discussion of commercial loan presentations to the Loan Committee and Board of Directors.

 Perform annual commercial loan account reviews for significant credit relationships, with written analysis including recommendations as to loan grading and any required actions.

 Collaborate with employees across functional areas of bank in order to complete tasks.

 Interact with loan officers during review of loan presentation, communicate evolving expectations of loan committee to officers, and enhance loan officers understanding of credit standards and current underwriting guidelines.

 Adherence to Credit Policy.

 Other duties as assigned.

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to HR@insightglobal.com .

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Skills and Requirements

2+ years of experience working with Commercial Underwriting

Familiarity with loan documentation and has experience with a number of different credit structures

Experience with LaserPro and/or Wolters Kluwer

Self-sufficient and able to work independently Experience with nCino

Preferred experience with a community bank null

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal employment opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment without regard to race, color, ethnicity, religion,sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military oruniformed service member status, or any other status or characteristic protected by applicable laws, regulations, andordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or the recruiting process, please send a request to HR@insightglobal.com.