Description "Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!" Grade 99 About Republic Bank Republic Bank's values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It's one of the reasons we've been named as one of the Best Places to Work in Kentucky for the last seven years! For more information about the company, please visit www.republicbank.com. POSITION PURPOSE AND OBJECTIVES: The CRA Mortgage Loan Originator performs a wide range of duties related to the origination of CRA residential 1st mortgages. Meets standards, objectives and goals set forth by management for originating CRA loans and cross-selling products and services of the bank. MINIMUM QUALIFICATIONS: * Five years of residential/conventional/government mortgage experience required. * Knowledge of Mortgage processing, underwriting and closing guidelines. * Basic Computer skills required. * NMLS registration required* ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES: * Develop referral contacts (realtors, builders, professionals, non-profit agencies and personal contacts) for qualifying CRA mortgage loans. * Interview clients and gather information pertaining to their unique financial situations, needs and objectives. * Consult with clients about current and future needs to help achieve their financial goals. * Advise and educate clients on the home buying process and how to better manage their mortgage. * Assist client through the loan process from application to closing. * Track meetings, referral contacts and community partners, utilizing Republic Trac. * Conduct courtesy calls to existing business relationships; further enhance lending opportunities. * Maintain knowledge of available loan products, processing procedures, underwriting guidelines and external loan products or down payment assistance programs. * Collect appropriate documentation from applicants in time frames established by management. * Deliver exceptional levels of customer service and communicate with both applicants and internal. support staff with timely updates and progress reports while managing a pipeline for all originated loans to the closing. * Execute effective marketing plans to meet or exceed CRA qualifying mortgage production goals. * Attend and participate in all CRA working groups and other meetings held as required by management. * Coordinate efforts with Compliance Department to represent the Bank in CRA initiatives which help achieve our CRA goals. * Assist the Bank in identifying new CRA products. * Develop a loan officer referral program for CRA loans. * Evaluate prospective deals to ensure that parameters of loan program are available. * Learn the credit culture of Republic Bank in order to present appropriate credits for approval. * Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required. * Model and foster behaviors that support the Bank's values and corporate culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization. * Willingly perform all other duties and projects as assigned. INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED: * Excellent verbal and written communications skills * Must be self-motivated and also work in a team environment. * Strong sales technique skills * Desire to