40000-140000 per year Commission based with bonus | Closes 05-Jul-2024 (EST) | Ballston Spa, NY, USA | Commission Only | RETAIL LENDING | Full Time

Invest in your future with Ballston Spa National Bank (BSNB)! BSNB is looking to hire a Mortgage Loan Originator to join our Retail Lending Team. Join a nationally recognized bank and a capital region Best Place to Work and have a direct impact on the lives of your customers!

BSNB offers construction lending, portfolio lending, as well as investor lending throughout the capital district. BSNB delivers fast approvals (LP) through in-house underwriting and state-of-the-art technology.

A DAY IN THE LIFE

On a daily basis, you will work closely with your referral network including realtors, builders, and BSNB colleagues to follow-up on customer referrals for the purchase of a home or home equity loan. You will work with new and existing customers regarding their loan applications, take loan applications, and recommend the appropriate lending products. Attention to detail and follow through is a must in this position to enhance the customer experience and maximize the customer relationship.

QUALIFICATIONS

• The ideal candidate will have experience with application origination of mortgage, home equity, or consumer loans. Knowledge of conventional secondary market guidelines preferred.

• Established referral network is recommended for best success.

• Knowledge and understanding of TRID and working experience with the integrated Loan Estimate Disclosure(LE) strongly preferred.

• Experience with Encompass LOS is a plus.

• Some college preferred but not required.

• Successful candidates will have strong customer service, sales, and relationship building skills. Well-developed communication skills are a must.

  OUR INVESTMENT IN YOU

  BSNB offers a generous compensation and benefits package. This includes medical, dental, vision, company-paid life insurance, voluntary insurances, both a 401(k) plan with a company match and a pension plan, and tuition reimbursement.

  We invest in you with a generous paid time off package along with 11 paid holidays. We believe providing a work-life balance is key to your success and investing in your professional development is an important aspect in your growth and satisfaction.

  ABOUT BALLSTON SPA NATIONAL BANK

  Established in 1838, we are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region. Thirteen full-service banking offices provide products and services and digital capabilities geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority.

  BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, or national origin. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.