*JOB FUNCTION *: To generate mortgage production loans through external business development and internal partners. Will qualify borrowers; maintain compliance and quality control standards.

DUTIES and RESPONSIBILITIES *:*

• Build and maintain referral networks and relationships for bringing in new mortgage business.
• Advise customers in the process of completing mortgage loan applications (1003)
• Determine appropriate loan type for customers' needs and educate customer on details of all loan types
• Determine loan requirements and advise customers regarding documentation required for transactions
• Prepare and send initial disclosures to customers, complying with RESPA/TILA requirements
• Correctly calculate income and identify assets for borrowers per appropriate lender's guidelines
• Run loan file information through Loan Prospector or Desktop Underwriting system to determine eligibility for agency loan
• Manage customers and related service providers, including real estate agents, regarding appropriate expectations for documentation, process and closing
• Partner with processor on files to ensure loans close in a timely manner
• Communicate with customers regularly to ensure they have a clear understanding of the process
• Expand and regularly update knowledge base regarding RESPA, HMDA, MDIA, HVCC, Regulation B, Flood, and other regulations as applicable
• Control loan files to ensure compliance with regulatory requirements
• Expand and regularly update knowledge base regarding underwriting requirements for conventional, FHA, and VA loans
• Perform other duties as assigned

MINIMUM QUALIFICATIONS *: *Work Experience **

• 2 years' experience in mortgage loan origination
• Strong compliance understanding and problem solving skills related to residential loan origination
• Proven track record in achieving sales quotas up to 10 million
• Ability to interface effectively with all levels within the organization, work autonomously, handle multiple projects, remain flexible and adaptable to change
• Exceptional Customer Service, highly motivated, focused, and goal oriented

Preferred Experience (Optional)

• Experience with existing referral sources and customer relationships
• Experience using Encompass LOS System
• Proficiency in Spanish language

*Supervisory Experience *

• None

*Driving Position *

• Yes, valid driver's license is required.

**[]{style="letter-spaci

"}**