Description

At Citizens, we’re more than a bank. Here, you’ll experience new things, create new opportunities, think beyond your role, and make an impact. While in this role, you will participate in credit underwriting, monitoring and portfolio management of new and existing commercial banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand customer relationships. Most importantly, you’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally.

Primary responsibilities include

• Responsible for proactive credit and risk administration of assigned portfolio accounts in the assigned portfolio.

• Structuring, underwriting, and documenting new business, renewals and modifications as the credit expert within the first line of defense.

• Provide client management support for assigned portfolio. Direct client interaction on standard credit and risk follow-up issues. Actively engage with relationship managers on progress, issues, and challenges regarding a particular customer relationship or portfolio concern.

• Handle multiple demands and competing priorities while meeting deadlines and schedules associated with maintaining portfolio and compliance with credit and risk policies.

• Manage moderately complex credits.

Qualifications, Education, Certifications and/or Other Professional Credentials

• 5+ years relevant Commercial Banking experience required

• Experience in the Banking industry preferred with specific experience working with Finacial Services Clients

• Competency in financial analysis and credit structuring

• Understanding and applying credit policy, and credit monitoring and risk administration practices

• Expected to have advanced level of credit experience, including legal documentation, and negotiating credit structures both internally and externally

• Excellent verbal, communication, interpersonal and organizational skills required

• Ability to multi-task and function under pressure

• Proficient in PC applications, including excel based projection modeling

Hours & Work Schedule

• Hours per Week: 40 hours

• Work Schedule: M-F

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.